---
name: account-ts_payment_console
title: How do I add a credit card when the option isn't available through the console?
description: You're unable to add a credit card in the console because your payments are managed through IBM.com.
last-updated: 2025-11-15
---

> ## Documentation Index
> The table of contents for this documentation set is at https://cloud.ibm.com/docs/account?format=markdown
> The index for all IBM Cloud docs is at: https://cloud.ibm.com/docs/llms.txt
> Use these files to discover more information as needed.

# How do I add a credit card when the option isn't available through the console?
{: #ts-ccibm}
{: troubleshoot}

You're unable to add a credit card in the console because your payments are managed through IBM.com.
{: shortdesc}

If your payments are managed outside of the console, you can't use [Billing and usage](https://cloud.ibm.com/billing){: external} to add a credit card.
{: important}

You want to enter a credit card to pay for IBM Cloud services, but the option doesn't appear.
{: tsSymptoms}

When you try to enter your credit card information, you see the following message:

`Your payments are managed through IBM.com. To view your payments and maintain your billing, you can visit the IBM.com portal which contains everything for your IBMid account.`

You click **Explore** to access the ibm.com website, but you don't see a location to enter your credit card information.

Credit card transactions are securely processed through the IBM Cloud console. However, in some countries, additional steps are taken to ensure the integrity of the credit card data. Those credit card requests are completed through the ibm.com website. Both methods ensure that your credit card information is securely processed.
{: tsCauses}

To provide your credit card information for payment, complete the following steps:
{: tsResolve}

1. Go to [ibm.com](http://www.ibm.com){: external} and log in with the same IBMid and password that you use to log in to IBM Cloud.
1. Click the **Avatar** icon ![Avatar icon](../icons/i-avatar-icon.svg "Avatar"), and select **Billing**.
1. Click **Manage payment method**.
1. Enter your credit card information, and click **Register**.

The information is verified and added to your IBM Cloud account as your payment method for any charges.

To replace an exisiting credit card, complete the following steps:

1. Go to [ibm.com](http://www.ibm.com){: external} and log in with the same IBMid and password that you use to log in to IBM Cloud.
1. Click the **Avatar** icon ![Avatar icon](../icons/i-avatar-icon.svg "Avatar"), and select **Billing**.
1. Click **Manage my wallet**.
1. Expand wallet with the current card information. In the current payment method section, click the **Edit** icon ![Edit icon](../icons/edit-tagging.svg "Edit") and enter the new payment method information.

 To remove a credit card, click **Saved payment methods**. Click the **Edit** icon ![Edit icon](../icons/edit-tagging.svg "Edit"), and then click the **Delete** icon ![Delete icon](../icons/icon_trash.svg "Delete") to delete the credit card.